Mortgages > Your Credit File
Why order your credit file?
If you are looking to apply for a new loan or mortgage it's a good idea to obtain a copy of your credit file. This will give you an insight into what a potential lender see's, when they carry out a credit search.
How to order your credit file...
The two largest credit reference agencies are Equifax and Experian . The Consumer Credit Act allows both agencies to charge £2 for providing you with copies of your personal information.
Information about Equifax can be found at their website www.equifax.co.uk

Information about Experian can be found at their website www.experian.co.uk

 

In most cases your report from Equifax or Experian will take 5-10 working days to arrive. If you need information about your credit status quickly visit Checkmyfile.com who offer instant access to your credit history with an immediate report.
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Need your Credit File Urgently?

Checkmyfile.com offer instant access to your credit file with an immediate report.

You can also write to the addresses below. You need to enclose your full name and address and any previous addresses over the last 6 years. Enclose a cheque or Postal Order for £2 made payable to Equifax Europe plc.

Equifax PLC
PO Box 1140
Bradford
BD1 5US

Experian Consumer Help Service
PO Box 8000
Nottingham

NG1 5GX

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