We will treat all your personal information as private and confidential (even when you are no longer a customer) Nothing about your accounts, nor your name and address, will be disclosed to anyone, including other companies in our Group, other than in four exceptional cases permitted by law. These are:

• Where we are legally compelled to do so
• Where there is a duty to the public to disclose
• Where our interests require disclosure (this will not be used as a reason for disclosing information about you or your accounts, including your name and address, to anyone else including other companies in our group for marketing purposes)
• Where disclosure is made at your request and with your consent.

We confirm that you have right of access under the Data Protection Act 1998 to your personal records held on our files.

Unless we have agreed otherwise with you, all policies sold through this Website are governed by English law and subject to the jurisdiction of the English courts.